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Posts Tagged ‘homeowners insurance’

Information Regarding Geico Insurance

September 27th, 2011 No comments

1. Just as a newly built house attracts reduced rates, you get discounts if your house undergoes a renovation. The reason for this isn’t hard to guess since we all understand that once a house is renovated, it’s as good as new and as a result the owner is very unlikely to make a claim for repairs soon. All renovations won’t bring similar savings since the degree of renovation done is rightly a defining factor. You can find out what you’d get as discounts if you ask an agent.

2. Don’t add the cost of the land when you apply for your homeowners insurance policy. You insure the home to get coverage from perils that could make you lose it. No matter what happens, the land on which your house is built will still be where it was. When you apply, remember to deduct the land’s value. If you fail to do this you’ll be buying far more insurance than is necessary. You’ll simply be spending a lot more than you should.

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Information Regarding Farmers Insurance

August 30th, 2011 No comments

When you’re shopping for a home you usually don’t do it with your homeowners insurance policy in mind. Factors like neighborhood security and access to emergency services might play a role in your decision making, but that’s usually due more to a concern for the safety of your family than any driving desire to save money on your insurance policy. If you’re a crop farmer your decision making process goes one step farther; you need a home surrounded by land that will support your crops. You’re also going to need a lot more than homeowners insurance to protect your investment.

What It Does

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